Women Fake Orgasms And Men Fake Finances.

If You Are Worried About Job Security And Do Not Have An Adequate Emergency Fund (ideally Eight Months' Worth Of Living Expenses Stashed Away In A Federally Insured Bank Or Credit Union), You Need To Focus More On Saving Money Than Paying Down The Balance On Your Credit Cards.

To Enjoy A Long, Comfortable Retirement, Save More Today.

If You Do Not Have At Least An Eight-month Emergency Fund, And You Think There's A Probability You Could Loose Your Job - And It's Not Just Losing Your Job; You Could Be In A Car Accident, Get Sick - Continue To Pay The Minimum On Your Credit Card Every Month. Everything Beyond That Needs To Go To Establish An Emergency Fund. And If You Have An Emergency Fund Saved, Then Fund Your Retirement Account Before Paying Down Credit Card Debt.

The Way To Build Your Savings Is By Spending Less Each Month.

Choosing Wealth As A Goal Requires Facing Everything About Your Money Bravely, Honestly, With Courage -- Which Is A Very, Very Hard Thing For Most Of Us To Do.